Find out what your options are with our affordability calculators.

Affordability Calculator

An affordability calculator is a tool that helps you estimate how much you can borrow for a mortgage based on your income, expenses, and other factors. By using an affordability calculator, you can get a better idea of what kind of home you can afford and what your monthly payments would be. Affordability calculators vary in their inputs and outputs, but they usually require some basic information such as your income, down payment, interest rate, loan term, and property value. Some calculators may also ask you about your credit score, debt-to-income ratio, or other financial commitments. Affordability calculators are not a guarantee of approval, but they can give you a useful starting point for your home buying journey.

Equity Release Loan to Value Calculator

An Equity Release Loan to Value Calculator is a tool that helps you estimate how much equity you can release from your home with a lifetime mortgage. A lifetime mortgage is a type of equity release that lets you borrow money against the value of your home and pay it back when you die or move into long-term care. Equity Release Loan to Value Calculators are not a guarantee of approval, but they can give you a useful starting point for your equity release journey.